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New pages, new look!

Newly added:
Orange County, Riverside, Imperial MLS Search

Market Insider Stats and Maps

School Data

I have worked hard to improve my blog Carlsbad real estate and San Diego Real Estate.
Weather you are looking to purchase, lease or invest, I have the right tool sot help you navigate the maze of homeownership!
From first time home buyer to luxury homes, I will give you access to the best on the MLS: the multiple listing. The multiple listing service will give you access to all the homes, townhome, condo and apartment  for Carlsbad real estate, San Diego Real Estate, oceanside real estate,oceanside ca, Coastal San Diego Real Estate, relocation to carlsbad, North San Diego home, even second homes and new construction.
I constantly add some relevant information and data throughout. It's a real labor of love.
Your comments are greatly appreciated, it's your blog too!
Enjoy!
Angelique Kenney, your Carlsbad and coastal real estate specialist with Prudential California Realty.

Revamped version of HARP: game changer?

If you watch the news in the last 24h, surf the internet or tune into the radio's air waves,  you probably heard that some changes have been done done to the HARP. But what does that mean?? What is HARP?

The HARP is the acronym for Home Affordable Refinance Program. 
The revamped version of HARP, the Home Affordable Refinance Program, is expected to help about 1.8 million borrowers take advantage of today's low mortgage rates. So the big question is...

Could the revised HARP let More Owners Refinance?

Here is below an email I received today from our local in house lender at Curtis W. Fox with Home Mortgage (Wells Fargo Home Loans) at our office of Prudential California Realty in Carlsbad.

Audience(s): All Corr TMs, All Wholesale TMs, Centralized Retail, Fulfillment Services Field Support, JV HMCs, JV Managers, JV Ops, Retail All , Retail Fulfillment Services All , Retail Sales All, Sales Field Support

Today, the Federal Housing Finance Agency announced enhancements to the Home Affordable Refinance Program (HARP), and extended the program until Dec. 31, 2013. The changes are designed to expand the number of borrowers with little or negative equity who can qualify for refinancing. It is possible you will receive calls from customers inquiring about their eligibility for the program. Wells Fargo will be working as quickly as possible to have the changes in place and available to borrowers. However, we will not be able to determine when we will be able to offer the program enhancements until we receive the specific program guidelines – expected in mid-November – and have the chance to interpret them and make the appropriate process and potential systems changes.

If you have any question or concern, feel free to post, reply, email or call me anytime!

Have a great Tuesday!

Angelique Kenney, your Carlsbad and southern california coastal real estate specialist with Prudential California Realty.

Reduced & Open House: 3BR/2BA Single Family House in San Clemente, CA, $699,650

Angelique Kenney | Prudential California Realty | (760) 282-4663 115 Avenida Carmelo, San Clemente, CA Honey, stop the car! Cream puff beach bungalow close to beach, golf course and hiking trails - NO HOA or Mello roos! 3BR/2BA Single Family House offered at $699,650 Year Built 1956 Sq Footage 1,400 Bedrooms 3 Bathrooms 2 full, 0 partial Floors Unspecified Parking 4 Uncovered spaces Lot Size 0.11 acres HOA/Maint $0 per month DESCRIPTION OPEN HOUSE SATURDAY 10.15 from 11AM - 3PM. Honey, stop the car! Cream puff environmentally friendly beach bungalow freshly remodeled to perfection with green features in mind in the heart of San Clemente s best: Trestles! close to the world renown beach & surf spot Trestles , golf course and hiking trails. 3 bed and 2 full baths w/private backyard & 2 dog runs or a large private back garden. Enjoy ocean breeze, peek-a-boo view of the ocean or be creative, ask your contractor about a viewing deck... 1yr home warranty included - No Mello Roos or HOA - Tiger strand bamboo flooring thru out, fireplace, formal dinning room, save money on monthly utility costs with double pane windows, granite island and countertops, designer paint, large master closet, too many updates to list. Ideal property all year long or as a vacation getaway located in San Clemente, home of the Hurley Pro and where you can enjoy a healthier lifestyle away from the busy concrete jungle & historically low rate makes this hip cottage a must see and a turn key! 1 Yr Home Warranty included! see additional photos below PROPERTY FEATURES - Central heat - Fireplace - High/Vaulted ceiling - Walk-in closet - Hardwood floor - Tile floor - Living room - Dining room - Dishwasher - Refrigerator - Stove/Oven - Microwave - Granite countertop - Stainless steel appliances - Washer - Dryer - Yard - Sauna COMMUNITY FEATURES - Covered parking - Laundry on-site OTHER SPECIAL FEATURES - Close to beach, golf course and hiking trails - Totally remodeled - World renown Trestles community - San Diego MLS#1100533247 - Orange County MLS#S673927 ADDITIONAL PHOTOS Photo 1 Photo 2 Photo 1 Photo 2 Photo 3 Photo 1 Photo 1 Photo 1 Photo 2 Photo 5 Photo 1 Photo 2 Photo 3 Photo 4 Photo 1 Photo 2 Photo 3 Photo 4 Contact info: Angelique Kenney Prudential California Realty CADRE#01846783 (760) 282-4663 For sale by agent/broker Equal Opportunity Housing Posted: Oct 14, 2011, 9:57am PDT - Listing Provided Courtesy Of: PRUDENTIAL CALIFORNIA REALTY ;Information is deemed reliable but is not guaranteed.BTVA information.