Revamped version of HARP: game changer?

If you watch the news in the last 24h, surf the internet or tune into the radio's air waves,  you probably heard that some changes have been done done to the HARP. But what does that mean?? What is HARP?

The HARP is the acronym for Home Affordable Refinance Program. 
The revamped version of HARP, the Home Affordable Refinance Program, is expected to help about 1.8 million borrowers take advantage of today's low mortgage rates. So the big question is...

Could the revised HARP let More Owners Refinance?

Here is below an email I received today from our local in house lender at Curtis W. Fox with Home Mortgage (Wells Fargo Home Loans) at our office of Prudential California Realty in Carlsbad.

Audience(s): All Corr TMs, All Wholesale TMs, Centralized Retail, Fulfillment Services Field Support, JV HMCs, JV Managers, JV Ops, Retail All , Retail Fulfillment Services All , Retail Sales All, Sales Field Support

Today, the Federal Housing Finance Agency announced enhancements to the Home Affordable Refinance Program (HARP), and extended the program until Dec. 31, 2013. The changes are designed to expand the number of borrowers with little or negative equity who can qualify for refinancing. It is possible you will receive calls from customers inquiring about their eligibility for the program. Wells Fargo will be working as quickly as possible to have the changes in place and available to borrowers. However, we will not be able to determine when we will be able to offer the program enhancements until we receive the specific program guidelines – expected in mid-November – and have the chance to interpret them and make the appropriate process and potential systems changes.

If you have any question or concern, feel free to post, reply, email or call me anytime!

Have a great Tuesday!

Angelique Kenney, your Carlsbad and southern california coastal real estate specialist with Prudential California Realty.

What's on the market today?

Well that's easy simply read below....


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From condos, leases to multi units and luxury estates!

Angelique Kenney, your Carlsbad and southern california coastal real estate specialist with Prudential
California Realty.

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Sold on 04/07/2011

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Beds: 1 - Baths: 1 - Sq. Ft.: 547 - $/Sq. Ft.: $247  - Lot Size: 8.21 Acres

Property Type: Residential, Attached

Style: Other

Stories: 1

Year Built: 1969

Community: Point Loma

County: San Diego

MLS#: 100050879
Status: Sold This listing sold and is now off the market.


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