Get some extra bucks back from your nice Christmas gift!

Of course Christmas is NOT just about gift giving, gift exchange or gift receiving but why not getting a little thank you back for your kindness?
How about when you go sip your free smoothie in Encinitas, grab a free burger in Cardiff, a sub in Oceanside or a pizza in Solana Beach?
That sounds nice San Diego! So here for you the little list of deals valid from Rancho Santa Fe and Carlsbad down to San Diego, even San Clemente, Dana Point and nationwide!

Enjoy this holiday season!

Check out these 20 great holiday gift card deals at restaurants nationwide:

1. Panda Express
Get a free two-item combo for every $25 gift card purchased in stores. 

2. Jamba Juice
Sip on a free smoothie when you buy a $25 gift card now through January 3, 2012.

3. Subway
Get a free 6-inch sub on the spot with every $25 Subway card purchase in stores.

4. Taco Bell
Get a free chicken flatbread sandwich combo when you buy a $20 gift card.

5. Boston Market
Snag a $5 bonus card, valid through January 31, 2012, for every $25 gift card purchased.

6. California Pizza Kitchen
Get a $20 bonus card valid January 3 through March 6, 2012 when you purchase $100 in gift cards.

7. The Cheesecake Factory
Spend $25 on gift cards and receive a "Slice of Joy Card," redeemable for a free piece of cheesecakein stores between December 26 and March 31, 2012.

8. Chipotle
Buy $30 worth of Chipotle gift cards in stores, and receive a free burrito bowl, salad, order of tacos, or burrito on your next visit now through December 31.

9. Carl's Jr. 
Buy a $20 gift card and get a free coupon for their Six Dollar Burger. 

10. IHOP
Get $5 off your next visit when you purchase a $25 gift card until January 31, 2012.

11. Hardee's 
Buy a $20 gift card, and get a free Quarter-pound Little Thickburger.

12. Outback Steakhouse
Snag a $20 bonus card, valid January 1 through February 10, 2012, when you buy $100 or more in gift cards.

13. Ruby Tuesday
Spend $50 on gift cards and get a $15 bonus coupon until December 31.

14. Long John Silver's 
Buy a $20 gift card or more, and receive a free piece of whitefish fillet.

15. Morton's Steakhouse
Get a $50 gift card when you buy $300 worth of gift cards for family and friends. Are you a big spender? Drop $500 on Morton's gift cards, and receive a free $100 reward card now through December 24.

16. Red Robin
Get a $5 bonus bucks card when you purchase a gift card between $25 and $45.

17. Macaroni Grill 
Get a $5 bonus card, valid January 2 through February 29, 2012, when you purchase $25 in gift cards.

18. Hooters
Spend $25 on a gift card; get a $5 bonus card. Throw down for a $50 card; get a $10 bonus card valid from January 2 through February 29, 2012.

19. Houlihan's
Buy $50 in gift cards and receive a $10 dining certificate valid January 1 through February 29, 2012.

20. Rita's 
This may be the sweetest of 'em all! Buy $10 in gift cards, and get a regular-size Italian ice, Gelati, Blendini, Misto, or frozen custard. Delish!

What are you buying your friends and family for the holidays? Have you snagged any of these great deals?

Sincerely yours,

Angélique Kenney

Realtor® for Professional Athletes, CRS, GRI, e-Pro, SFR, ILHM member, SSR.

Prudential California Realty & SportStar Relocation San Diego 7030 Avenida Encinas | Suite 100 | Carlsbad, CA, 92011 | USA C/Text 760.282.HOME (4663) | F 866.422.0641 E angeliquekenney@gmail.com

Visit my site for a FREE (MLS) home search at http://SDandOChomes.com

• Access unlimited home listings
• Get email alerts for new homes
• Save search criteria and listings
• Track neighborhood price trends

Follow me online or just learn more"about me":

Facebook RE Ι Facebook Sport ★ Ι Twitter Ι LinkedIn Ι Yelp Ι Active Rain Ι YouTube Ι Blog

 Thank you for nominating me in the top 10 out of 6,000+ agents for the 2012's SAN DIEGO'S BEST REAL ESTATE AGENT!

My husband made the cut for his Cabinetry company as well with Blackwood Designs.

 *2011 PRUDENTIAL HONOR SOCIETY AWARD WINNER*

International Properties | Luxury Estates Certified | Corporate, Athletes & Military Relocation Specialist  | Fluent in French | CA DRE#01846783, ID, HI

Pure Water Gear - Portable Water Filtration 

Merry Christmas from my family to yours!

Merry Christmas from my family to yours!

And this is how we rock our Christmas tree!

Enjoy a safe and blessed holiday season!

Sincerely,

Angélique Kenney

Realtor® for Professional Athletes, CRS, GRI, e-Pro, SFR, ILHM member, SSR.

Prudential California Realty & SportStar Relocation San Diego 7030 Avenida Encinas | Suite 100 | Carlsbad, CA, 92011 | USA C/Text 760.282.HOME (4663) | F 866.422.0641 E angeliquekenney@gmail.com

Visit my site for a FREE (MLS) home search at http://SDandOChomes.com

• Access unlimited home listings
• Get email alerts for new homes
• Save search criteria and listings
• Track neighborhood price trends

Follow me online or just learn more"about me":

Facebook RE Ι Facebook Sport ★ Ι Twitter Ι LinkedIn Ι Yelp Ι Active Rain Ι YouTube Ι Blog

 Thank you for nominating me in the top 10 out of 6,000+ agents for the 2012's SAN DIEGO'S BEST REAL ESTATE AGENT!

My husband made the cut for his Cabinetry company as well with Blackwood Designs.

 *2011 PRUDENTIAL HONOR SOCIETY AWARD WINNER*

International Properties | Luxury Estates Certified | Corporate, Athletes & Military Relocation Specialist  | Fluent in French | CA DRE#01846783, ID, HI

Pure Water Gear - Portable Water Filtration 

Open house {video invite} this week end in LaCosta!!

http://www.youtube.com/watch?v=VVx4wYTxlFM

Open house {quick video invite} this week end in LaCosta!!

A new 3.8 percent tax on some investment income - part1

There have been several emails sent out over the past few months that provided inaccurate information about the upcoming 3.8% Health Care Capital Gain Tax. Although many people may not be affected, many will. The National Association of Realtors has provided us with a brochure that may answer many questions you may have regarding the upcoming 3.8% Tax. read below....

To my neighbor's Diego and Orange county homeowners, and all the other homeowners in the U.S.A,

beginning January 1, 2013,

A new 3.8 percent tax on some investment income will take effect. 

Since this new tax will affect some real estate transactions, it is important for buyers and sellers 

to clearly understand the tax and how it could impact your decisions. 

It’s a complicated tax, so you won’t be able to predict how it will affect every buyer or seller.

Understand that this tax WILL NOT be imposed on all real estate transactions,

a common misconception.  Rather, when the legislation becomes effective in 2013,

it may impose a 3.8% tax on some (but not all) income from interest, dividends,

rents (less expenses) and capital gains (less capital losses). The tax will fall only

on individuals with an adjusted gross income (AGI) above $200,000 and couples

filing a joint return with more than $250,000 AGI.

To get you up to speed about this new tax legislation, the NATIONAL

ASSOCIATION OF REALTORS® has developed an informational brochure.

Please call or email me for your own copy.

On the following pages, you’ll read examples of different scenarios in which

this new tax — passed by Congress in 2010 with the intent of generating

an estimated $210 billion to help fund President Barack Obama’s health care

and Medicare overhaul plans — could be relevant to your buying and selling decisions.

Thank you for reading,
Sincerely,

Angélique Kenney

Realtor® for Professional Athletes, CRS, GRI, e-Pro, SFR, ILHM member, SSR.

Prudential California Realty & SportStar Relocation San Diego 7030 Avenida Encinas | Suite 100 | Carlsbad, CA, 92011 | USA C/Text 760.282.HOME (4663) | F 866.422.0641 E angeliquekenney@gmail.com

Visit my site for a FREE (MLS) home search at http://SDandOChomes.com

• Access unlimited home listings
• Get email alerts for new homes
• Save search criteria and listings
• Track neighborhood price trends

Follow me online or just learn more"about me":

Facebook RE Ι Facebook Sport ★ Ι Twitter Ι LinkedIn Ι Yelp Ι Active Rain Ι YouTube Ι Blog

 Thank you for nominating me in the top 10 out of 6,000+ agents for the 2012's SAN DIEGO'S BEST REAL ESTATE AGENT!

My husband made the cut for his Cabinetry company as well with Blackwood Designs.

 *2011 PRUDENTIAL HONOR SOCIETY AWARD WINNER*

International Properties | Luxury Estates Certified | Corporate, Athletes & Military Relocation Specialist  | Fluent in French | CA DRE#01846783, ID, HI

Pure Water Gear - Portable Water Filtration 

I did it again, Golf course, the beach, cul de sac, 4 bedrooms, it's perfect!

I DID IT AGAIN - NEW LISTING... Golf course, the beach, cul de sac, 4 bedrooms, it's perfect!

For those of you who braved 'Black Friday' the housing market is still having their sale on homes.  Prices are starting to rise so take advantage of living in beautiful San Diego, especially The Fairways, a beautiful golfing community in La Costa, Carlsbad, Ca!  Golf course, the beach, cul de sac, 4 bedrooms, 3 car garage, it's perfect!   VIDEO: http://3212sitiorosalia.view24hours.com To see photos, panoramic photos, virtual tour, video and more! WEBSITE: http://www.youtube.com/watch?v=crp4_3BfCGA&feature=plcp The one you have been waiting for, your Black Friday special! This home is nestled on a private street in the desirable Fairways at La Costa, a gated community just above the golf course at the world-famous La Costa Resort and Spa and a few miles from the beach. Steps from the park, off a cul-de-sac, fully landscaped & with a huge clean garage ready for all your toys, low HOA and NO MELLOS ROOS... Sincerely, Angélique Kenney Realtor® for Professional Athletes, CRS, GRI, e-Pro, SFR, ILHM member, SSR. Prudential California Realty & SportStar Relocation San Diego 7030 Avenida Encinas | Suite 100 | Carlsbad, CA, 92011 | USA C/Text 760.282.HOME (4663) | F 866.422.0641 E angeliquekenney@gmail.com Visit my site for a FREE (MLS) home search at http://SDandOChomes.com Access unlimited home listings Get email alerts for new homes Save search criteria and listings Track neighborhood price trends Follow me online or just learn more"about me": Facebook RE Ι Facebook Sport ★ Ι Twitter Ι LinkedIn Ι Yelp Ι Active Rain Ι YouTube Ι Blog  Thank you for nominating me in the top 10 out of 6,000+ agents for the 2012's SAN DIEGO'S BEST REAL ESTATE AGENT! My husband made the cut for his Cabinetry company as well with Blackwood Designs.    *2011 PRUDENTIAL HONOR SOCIETY AWARD WINNER* International Properties | Luxury Estates Certified | Corporate, Athletes & Military Relocation Specialist  | Fluent in French | CA DRE#01846783, ID, HI Pure Water Gear - Portable Water Filtration

Today's San Diego Real Estate news update week of November 12st 2012

My new video update: Today's San Diego Real Estate news update week of November 12st 2012: http://youtu.be/-KtXBoQw1mY @youtube, Suscribe, share, comment!

$100,000 for an iPhone 5 Case?!

The $100,000 iPhone 5 Case You’ve Been Waiting For...?!

Wait, how much?! Yep, it's the price of a single family detached residence in Idaho or even better, a condo in sunny San Diego!

But no, it's the price of a iPhone 5 case, I bet Paris Hilton would be the one to want one of these, read below...

by JOSHUA H. on OCTOBER 10, 2012 in GADGETS, NEW TECHNOLOGY,PRODUCT REVIEWS

You ready for this? The world’s most expensive iPhone 5 case has been introduced by The Natural Sapphire Company. The company is based out of New York and specializes in untreated sapphires. The cost: $100,000.

Designed to make your excitement for iPhone 5 last forever, this made in America iPhone 5 case comes featured with natural sapphires and rubies. The case has been exquisitely crafted of 18kt white gold and set with a total of 2,830 natural blue Ceylon sapphires, totaling 169.8 carats. Further, the most recognizable and iconic Apple logo is set with 38 exceptionally colored natural rubies which totals 2.28 carats, and the Apple’s leaf comes in a single marquise cut natural green sapphire.

If you’re super wealthy, but you’d rather have a case than a completely remanufactured phone, this is probably the answer for you. Okay, seriously, who will buy this?

Joshua Howland

Joshua is a mobile application developer, entrepreneur, and technology enthusiast. His favorite posts to write compare companies and products. He loves sports and start ups and talks about them (along with tech) on Twitter (@jkhowland) and his blog (jkhowland.me).

Ok, back to earth, when you need a hard working Realtor® that is skilled and armed for bears, give me a call, I'm glad to help you buy, sell or relocate nationwide!

Till then, Happy Friday!

Thank you,
Sincerely,

Angélique Kenney

Realtor® for Professional Athletes, CRS, GRI, e-Pro, SFR, ILHM member, SSR.

Prudential California Realty & SportStar Relocation San Diego 7030 Avenida Encinas | Suite 100 | Carlsbad, CA, 92011 | USA C/Text 760.282.HOME (4663) | F 866.422.0641 E angeliquekenney@gmail.com

Visit my site for a FREE (MLS) home search at http://SDandOChomes.com

• Access unlimited home listings
• Get email alerts for new homes
• Save search criteria and listings
• Track neighborhood price trends

Follow me online or just learn more"about me":

Facebook RE Ι Facebook Sport ★ Ι Twitter Ι LinkedIn Ι Yelp Ι Active Rain Ι YouTube Ι Blog

 Thank you for nominating me in the top 10 out of 6,000+ agents for the 2012's SAN DIEGO'S BEST REAL ESTATE AGENT!

My husband made the cut for his Cabinetry company as well with Blackwood Designs.

 *2011 PRUDENTIAL HONOR SOCIETY AWARD WINNER*

International Properties | Luxury Estates Certified | Corporate, Athletes & Military Relocation Specialist  | Fluent in French | CA DRE#01846783, ID, HI

Pure Water Gear - Portable Water Filtration 

Is your Fico score healthy? My what?!

Ever wondered what's your fico score?
A what?! You might ask...
Well this is the very reason why you need to read this blog post then!

Here is what you will learn today:
1. So what is my Fico score?

2. When do you need the best scores?
3. I checked my score and it's awful!?!

4. Know your FICO® scores, improve your FICO scores, save money!

1. So what is my Fico score?
Most people don't really care about the health of their credit score until the very last minute when their scores needs to shine bright and to score high!
In a nut shell you have 3 major scores bureaux:
Equifax
TransUnion
Experian

By law, each one of these bureau can provide you with a free copy of your credit report once a year. BUT this is only your report, you don't get the score and you have to pay for the score.
(if you just want the 25% off coupon on dont want to read the end of the blog, click here)

A lot of companies offeres you to check your score, and this is good BUT they don't offer the FICO score, just another type of score, often called a Power Score or they are using other names.
Fico score are the king of the hill when it comes to what the banks are looking for.

Credit score are vital to remain as high as possible and healthy, so you can get the best rate which in terms will save you money.

2. When do you need the best scores?
In everyday life actually!

For example in real estate: whether you are looking to buy a homes in Carlsbad near Oceanside and Encinitas, sell you condo in downtown San Diego Metro cities (if you are looking to buy another home) or refinance your Del mar beach front estate, or perhaps leasing that single family detached home in Rancho Santa Fe during the off season, all of these steps requires you to show off your credit score. Ask you local lender for details.

For example in car shopping: whether you are looking to buy a new car in Carlsbad at the Car Mall, dreaming to own one of those exotic and fancy car sold in La Jolla or in order to refinance your work truck all, of these steps requires you to show off your credit score.Ask you local car dealer for details.

For example while clothes or show shopping at the mall or online: whether you are looking to buy a new dress for your cocktail party in Rancho Santa Fe or a new hat for the Del Mar horse Races in one of those flag store, most of them will offer you some rewards for using their store credit card, etc...Ask you local store for details.

For example while hunting down a deal at your local hardware store: whether you are looking to buy some paint to get your nursery ready or your son is now off to college and you want to turn his bedroom into your ultimate at home office, most large store such as Lowes or the Home Depot of them will offer you some rewards for using their store credit card, even 6mo to 18mo with no interest on large purchases or large projects. I opened a project card several years ago and it turn out very handy anytime we need it. Ask you local store for details.

You even need it for opening a gas or electric bill, even a water bill in some states.

And don't forget in today's economy that you can even be turned down for a job based on your credit history so you get my point, check your credit (I have a free promo code below to offer you 25% OFF), cultivate your credit and pull those bad weeds out and watch it bloom for a healthy score and in turn, lesser money out of your pocket and more in your bank for you to keep!






3. I checked my score and it's awful!?!
Ok this stinks, but this is not the end of the world, you're score constantly flactuate and can improve.
Check some tips here to pump up your Fico score to new hights: Fico tips.



4. Know your FICO® scores, improve your FICO scores, save money!

Click to see larger image



Click to see larger imageWhether you’re buying a home, a car or applying for a credit card – lenders want to know the risk they’re taking by lending your money. FICO scores are the credit scores that most lenders use to determine your credit risk. Your FICO credit scores (you have 1 score from each of the 3 major credit bureaus) can affect how much money a lender will lend you and at what terms (interest rate). So, taking steps to improve your FICO scores can often help you qualify for better rates from lenders – which can save you money!

Take a look at the example FICO score report and you can see that it shows your FICO score in big bold numbers as well as a general indication of how your score relates to other U.S. consumers (bad to great). FICO scores range from 300-850 – higher is better. You can also see that your FICO score looks at several major categories as shown by the key ingredients on the right side of the sample report. For more information about these general categories, see the What's in your score page.

Your FICO score is calculated using the information in your credit reports. These reports contain all of the information that each credit bureau has on file about you. This sample credit report shows a few examples of the types of information that the credit bureaus collect, such as your credit accounts, how many times lenders have requested information about your credit (Inquiries), and how many times lenders have turned your account over to a collection agency (Collections).

From http://www.myfico.com/CreditEducation/articles/