We are having multiple offers on properties in San Diego and Orange county. All price ranges are very active...as long as they are priced right! If they are over priced, they will not move!
By the way, if you were not aware, FHA lending allow you to purchase a home with as little as 3.5% down payment.
(Click the links for lists of home for sale {short sale, pre foreclosures, foreclosures, bank owned, REO, regular sale, equity sale} such as in
First time buyers, let's shop!
Here is below the complete list of Lending limits for FHA loans insured for CALIFORNIA counties.
County Name
Single Family
Duplex
Tri-plex
Four-plex
ALAMEDA
$729,750
$934,200
$1,129,250
$1,403,400
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION
ALPINE
$547,500
$700,900
$847,200
$1,052,900
NON-METRO
AMADOR
$443,750
$568,050
$686,650
$853,350
NON-METRO
BUTTE
$400,000
$512,050
$618,950
$769,250
CHICO, CA (MSA)
CALAVERAS
$462,500
$592,050
$715,700
$889,450
NON-METRO
COLUSA
$397,500
$508,850
$615,100
$764,400
NON-METRO
CONTRA COSTA
$729,750
$934,200
$1,129,250
$1,403,400
OAKLAND-FREMONT-HAYWARD, CA METROPOLITAN DIVISION
DEL NORTE
$311,250
$398,450
$481,650
$598,550
CRESCENT CITY, CA (MICRO)
EL DORADO
$580,000
$742,500
$897,500
$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
FRESNO
$381,250
$488,050
$589,950
$733,150
FRESNO, CA (MSA)
GLENN
$287,500
$368,050
$444,900
$552,900
NON-METRO
HUMBOLDT
$393,750
$504,050
$609,300
$757,200
EUREKA-ARCATA-FORTUNA, CA (MICRO)
IMPERIAL
$325,000
$416,050
$502,900
$625,000
EL CENTRO, CA (MSA)
INYO
$437,500
$560,050
$677,000
$841,350
BISHOP, CA (MICRO)
KERN
$368,750
$472,050
$570,600
$709,150
BAKERSFIELD, CA (MSA)
KINGS
$325,000
$416,050
$502,900
$625,000
HANFORD-CORCORAN, CA (MSA)
LAKE
$401,250
$513,650
$620,900
$771,650
CLEARLAKE, CA (MICRO)
LASSEN
$285,000
$364,850
$441,000
$548,050
SUSANVILLE, CA (MICRO)
LOS ANGELES
$729,750
$934,200
$1,129,250
$1,403,400
LOS ANGELES-LONG BEACH-GLENDALE, CA METROPOLITAN D
MADERA
$425,000
$544,050
$657,650
$817,300
MADERA, CA (MSA)
MARIN
$729,750
$934,200
$1,129,250
$1,403,400
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI
MARIPOSA
$412,500
$528,050
$638,300
$793,250
NON-METRO
MENDOCINO
$512,500
$656,100
$793,050
$985,600
UKIAH, CA (MICRO)
MERCED
$472,500
$604,900
$731,150
$908,650
MERCED, CA (MSA)
MODOC
$271,050
$347,000
$419,425
$521,250
NON-METRO
MONO
$529,000
$677,200
$818,600
$1,017,300
NON-METRO
MONTEREY
$729,750
$934,200
$1,129,250
$1,403,400
SALINAS, CA (MSA)
NAPA
$729,750
$934,200
$1,129,250
$1,403,400
NAPA, CA (MSA)
NEVADA
$562,500
$720,100
$870,450
$1,081,750
TRUCKEE-GRASS VALLEY, CA (MICRO)
ORANGE
$729,750
$934,200
$1,129,250
$1,403,400
SANTA ANA-ANAHEIM-IRVINE, CA METROPOLITAN DIVISION
PLACER
$580,000
$742,500
$897,500
$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
PLUMAS
$410,000
$524,850
$634,450
$788,450
NON-METRO
RIVERSIDE
$500,000
$640,100
$773,700
$961,550
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)
SACRAMENTO
$580,000
$742,500
$897,500
$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
SAN BENITO
$729,750
$934,200
$1,129,250
$1,403,400
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)
SAN BERNARDINO
$500,000
$640,100
$773,700
$961,550
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (MSA)
SAN DIEGO
$697,500
$892,950
$1,079,350
$1,341,350
SAN DIEGO-CARLSBAD-SAN MARCOS, CA (MSA)
SAN FRANCISCO
$729,750
$934,200
$1,129,250
$1,403,400
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI
SAN JOAQUIN
$488,750
$625,700
$756,300
$939,900
STOCKTON, CA (MSA)
SAN LUIS OBISPO
$687,500
$880,100
$1,063,850
$1,322,150
SAN LUIS OBISPO-PASO ROBLES, CA (MSA)
SAN MATEO
$729,750
$934,200
$1,129,250
$1,403,400
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA METROPOLI
SANTA BARBARA
$729,750
$934,200
$1,129,250
$1,403,400
SANTA BARBARA-SANTA MARIA, CA (MSA)
SANTA CLARA
$729,750
$934,200
$1,129,250
$1,403,400
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (MSA)
SANTA CRUZ
$729,750
$934,200
$1,129,250
$1,403,400
SANTA CRUZ-WATSONVILLE, CA (MSA)
SHASTA
$423,750
$542,450
$655,700
$814,900
REDDING, CA (MSA)
SIERRA
$304,750
$390,100
$471,550
$586,050
NON-METRO
SISKIYOU
$293,750
$376,050
$454,550
$564,900
NON-METRO
SOLANO
$557,500
$713,700
$862,700
$1,072,150
VALLEJO-FAIRFIELD, CA (MSA)
SONOMA
$662,500
$848,100
$1,025,200
$1,274,050
SANTA ROSA-PETALUMA, CA (MSA)
STANISLAUS
$423,750
$542,450
$655,700
$814,900
MODESTO, CA (MSA)
SUTTER
$425,000
$544,050
$657,650
$817,300
YUBA CITY, CA (MSA)
TEHAMA
$312,500
$400,050
$483,550
$600,950
RED BLUFF, CA (MICRO)
TRINITY
$271,050
$347,000
$419,425
$521,250
NON-METRO
TULARE
$325,000
$416,050
$502,900
$625,000
VISALIA-PORTERVILLE, CA (MSA)
TUOLUMNE
$437,500
$560,050
$677,000
$841,350
PHOENIX LAKE-CEDAR RIDGE, CA (MICRO)
VENTURA
$729,750
$934,200
$1,129,250
$1,403,400
OXNARD-THOUSAND OAKS-VENTURA, CA (MSA)
YOLO
$580,000
$742,500
$897,500
$1,115,400
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA (MSA)
YUBA
$425,000
$544,050
$657,650
$817,300
YUBA CITY, CA (MSA)
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2 comments:
If you are planning to own your dream home, one good option available before you is to take out a FHA loan. One important feature associated with a FHA loan is that the down payment amount is very low. However, you need to ensure that he mortgage loan is affordable to you. In order to calculate your affodability, you an take the help of a home mortgage affordability calculator.
An FHA loan can be a good option if your credit score is less than perfect or you're a first-time home buyer. However, as such loans primarily serve low to moderate income families, there has always been a limit on the size of FHA loan you can avail for where the property is located.
Regards,
Chris from homeloans-sa.co.za
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